Maple City Savings I-Bank

145 Main Street Hornell, New York 14843
Phone: (607) 324-1822 Fax: (607) 324-1825

Personal Banking

Maple City Savings Bank offers an array of personal accounts to fit anyone's needs. Our account options offer a variety of features such as our free Internet Banking and Bill-Pay as well as access to our MasterMoney Debit Card. No matter what your needs are, Maple City Savings can help you find the account that fits!

checkbook

Free Checking

If you're looking for a no frills, easy access checking account with no minimum balance required, our Free Checking account is for you.

  • Low balance requirement of $25.00 to open
  • No monthly service fees
  • Free internet banking and bill-pay

NOW Checking

If you're interested in having check writing capabilities and earn interest, our NOW account is for you. This account has unlimited check writing and a MasterMoney Debit Card option.

  • Earns stated interest rate
  • Need only maintain an average daily balance of $700.00 to avoid a $5.00 monthly service fee
  • First 50 checks free!

Flex Savings

If you're looking for a higher interest rate on higher account balances without locking your money into a fixed term, ask about our flex account!

  • Can be linked to an existing MCSB debit card
  • Free internet banking
  • Only need an average monthly balance of $200.00 to avoid a $2.00 monthly service fee

Daily Savings

Our Daily Savings account is designed for account holders looking for the convenience of viewing their account activity after each transaction rather than waiting for a statement.

  • Passbook savings
  • Only need an average monthly balance of $200.00 to avoid a $2.00 monthly service fee
  • Can be used as a Business or Personal account

Johnny Appleseed Savings

Our Johnny Appleseed account is designed not only to encourage your child to save on their own, but also to learn more about ecology and ways they can help their environment!

  • Passbook savings for kids under 13
  • Low balance requirement of $10.00 to open
  • “Savings Incentive Months” deposits receive a ‘Thank You’ gift

Certificates of Deposit CD

If you're looking for a higher interest rate on higher balances, our CD's offer a range of terms from 32 days up to 60 months.

  • Passbook savings requiring minimum opening deposit of only $1,000.00
  • Several interest payment options available
  • Interest rate remains fixed for life of term

Health Savings Account

Interested in saving money for use with your qualified medical expenses? This account can help! We offer higher interest rates on higher balances for eligible individuals.

  • For use with high deductible health care plan participants
  • Our $20.00 setup fee for each account covers your first box of checks and HSA debit card
  • The average balance monthly service fee of $5.00 is waived for the first 6 months

Christmas Club Account

Want a chance to save a little extra for Christmas next year? Why not try our Christmas Club!

  • Minimum of $5.00 to open
  • Penalty for early withdrawal
  • The last day to contribute to 2012 Club is September 21, 2012

Individual Retirement Account

Trying to save for Retirement? How about having the availability of funds right in your hometown! Contact us today for more information.

  • Available in both a Certificate of Deposit and a Passbook savings account
  • Consult your tax adviser for contribution limits and eligibility
  • Both Roth and Traditional available

MasterMoney Debit Card

If you're looking for the convenience and safety of paying for purchases without carrying cash and the ability to access your money after banking hours, our MasterMoney Debit Card can help.

  • Available with our NOW and Free Checking Accounts
  • Our online, real time system allows immediate
    access to deposits
  • 5 free pin-based transactions or foreign ATM fees per month for NOW Checking account holders

Internet Banking

Trying to keep track of your account balance in between statements? Why not try our Internet Banking, where you can track your account daily as well as make loan payments and account transfers at the push of a button!

  • Ability to view both current and previous month's activity
  • Flexibility of express transfers between accounts as well as loan payments

Bill-Pay

If you're tired of writing checks and are looking for a secure means of paying your bills, Bill-Pay is for you!

  • Available to customers with current Internet Banking and valid checking account
  • Bills can be scheduled to be paid or can be paid on demand
  • Unlimited transactions per month and the ability to set up bank to bank transfers

Safe Deposit Boxes

Looking to protect your valuables from theft, fire, or flood? Contact us today to hear about our various sizes of safe deposit boxes to ensure the safety of your property!

  • Available for both personal and commercial use
  • Competitively priced annual rent
  • Easy access during regular business hours

Collectable Coins

Looking for innovative and fun gift ideas? Why not take a look at our array of collectable coins!

  • Currently showcasing the “National Parks” and “Presidential Dollar” collections
  • Annual Silver Eagles and US Mint Proof Sets
    available by request
  • Special order commemorative coins available with engraving

US Savings Bonds

Available in both Series EE and Series I, these bonds make great gifts for anyone!

  • EE Bonds are purchased for half their face value
  • I Bonds are purchased at face value
  • Redemption available upon request

Consumer Loans & Mortgages

  • Fixed Rate Mortgages
  • Construction Loans
  • Home Equity Loans
  • Home Equity Line of Credit
  • Auto Loans
  • Recreational Vehicle Loans
  • Manufactured Home Loans
  • Personal Loans

Learn More…

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