Grow your savings without any effort. This free account does the work for you.
Key Features
-
Automatic Savings
![]()
-
High Interest
![]()
-
No Monthly Maintenance Fees
![]()
-
No Minimum Balance Requirements
![]()
- Free account that builds your savings effortlessly
- Links to free Kasasa Cash® or Kasasa Cash Back® checking
- Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
- 2.00% APY* on balances up to $20,000
- 2.00% to 0.25% APY on balances over $20,000 depending on balance in account*
- 0.05% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
- No monthly maintenance fee
- No minimum balance to earn rewards
- Free digital banking, including:
- Online banking
- Mobile banking
- eStatements
- $25 minimum deposit to open
It’s so easy to earn the higher rate.
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 10 debit card purchases
- Be enrolled in and agree to receive eStatements
And if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.
*APY=Annual Percentage Yield. APYs accurate as of 09/15/2023. Rates may change after account is opened. Minimum to open is $25 for Kasasa Saver. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $20,000 in Kasasa Saver receive an APY of 2.00%; and (2) balances over $20,000 in Kasasa Saver earn 0.25% interest rate on portion of balance over $20,000, resulting in 2.00% - 0.25% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher. Transfers between accounts do not count as qualifying transactions. Limit one account per Social Security Number.